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Important Program Update

HANDS of Central Florida, Inc. is no longer administering the City of Lakeland and Polk County downpayment assistance programs. Please see the information below.

City of Lakeland Lenders

FOR PROPERTIES within the city limits of the CITY OF LAKELAND (only):

Lenders seeking City of Lakeland Downpayment Assistance, please click here:
Homebuyers | City of Lakeland

City of Lakeland
Housing Division
1104 Martin Luther King Jr. Ave
Phone: 863-834-3360

Polk County Lenders

For Polk County Downpayment Assistance, Lenders may drop or mail applications to the Polk County Real Estate office located at 515 E. Boulevard St., Bartow, FL 33830.

If you are a Lender with a file in progress and are in need of status updates please contact:

Leisha Thompsonleishathompson@polkfl.gov | (863) 534-2584
or
Marie Smokermariasmoker@polkfl.gov | (863) 534-5241

Lenders seeking Polk County Downpayment Assistance, please click here for more information:
https://www.polk-county.net/services/housing-and-neighborhood-development/

The Polk County GAP Manual dated 9.16.25 is provided here for reference. Please refer any program questions to Polk County.

After carefully reviewing the program information, if you are a lender and require additional assistance, please contact Polk County directly using the information above.